Have you ever paused while writing and wondered whether it should be transferring or transfering? You’re not alone. This is one of the most common spelling mistakes in English because it involves a grammar rule that many people find confusing: when should you double the final consonant before adding -ing?
Whether you’re writing about transferring money, transferring files, transferring schools, or transferring ownership, using the correct spelling matters. In this guide, you’ll learn the difference between transferring vs transfering, discover the grammar rule behind the correct spelling, see real-world examples, avoid common mistakes, and gain simple memory tricks to remember the right form every time.
Quick Answer
✅ Transferring is the correct spelling.
❌ Transfering is incorrect and considered a spelling mistake.
Examples
- She is transferring money to her savings account. ✅
- The student is transferring to another university. ✅
- She is transfering money to her savings account. ❌
Whenever you add -ing to the verb transfer, you should write transferring with a double r.
Transferring vs Transfering: Comparison Table
| Word | Correct? | Meaning | Example |
|---|---|---|---|
| Transferring | ✅ Yes | Moving, shifting, or relocating something | He is transferring the files. |
| Transfering | ❌ No | Misspelling | He is transfering the files. |
What Does Transferring Mean?
Transferring is the present participle and gerund form of the verb transfer.
The verb transfer means:
- To move something from one place to another
- To relocate
- To shift ownership
- To send data or information
- To change from one institution, account, or location to another
Examples of Transferring
- She is transferring funds between bank accounts.
- The company is transferring employees to a new office.
- Students are transferring schools.
- We are transferring files to the cloud.
- Ownership is transferring to a new buyer.
In all these examples, transferring means moving or shifting something.
Is Transfering a Real Word?
No.
Transfering is not recognized as a standard English spelling. It appears frequently online because many people forget the consonant-doubling rule.
Most dictionaries, grammar tools, and spell-checkers recognize only:
✅ Transferring
and reject:
❌ Transfering
Why Is It Transferring and Not Transfering?
The answer lies in an important English spelling rule.
When a verb ends in:
- One vowel followed by one consonant
- And the final syllable is stressed
The final consonant is usually doubled before adding -ing.
Examples
| Base Verb | Correct -ing Form |
|---|---|
| Refer | Referring |
| Prefer | Preferring |
| Admit | Admitting |
| Begin | Beginning |
| Transfer | Transferring |
Because transfer ends with a stressed final syllable (FER), the r must be doubled.
Therefore:
Transfer + ing = Transferring
Not:
Transfer + ing = Transfering
Understanding the Grammar Rule
Let’s break the word down.
The word transfer has two syllables:
Trans-fer
The stress falls on the second syllable:
trans-FER
Because the final syllable is stressed and ends with a vowel followed by a consonant (r), English spelling rules require doubling the final consonant before adding -ing.
Formula
Transfer → Transferr → Transferring
This same rule applies to many common English verbs.
Common Uses of Transferring
1. Transferring Money
Examples:
- I am transferring money to my checking account.
- The bank is transferring funds electronically.
- Customers can start transferring money online.
2. Transferring Schools
Examples:
- She is transferring to another college.
- Many students consider transferring after their first year.
- He completed the paperwork for transferring schools.
3. Transferring Data
Examples:
- We are transferring files to a new server.
- The software is transferring data securely.
- They spent hours transferring records.
4. Transferring Ownership
Examples:
- The lawyer is transferring ownership rights.
- Property is transferring to the new owner.
- The company completed the process of transferring assets.
Example Sentences Using Transferring
Here are some practical examples:
- The hospital is transferring patients to another facility.
- She is transferring photos to her laptop.
- We are transferring inventory between warehouses.
- The airline is transferring passengers to another flight.
- He is transferring his retirement funds.
- The team is transferring responsibilities to new staff members.
Notice that every correct sentence uses transferring, never transfering.
Common Mistakes to Avoid
Mistake #1: Writing Transfering
❌ The company is transfering employees.
✅ The company is transferring employees.
Mistake #2: Forgetting the Double-R Rule
Many writers forget that transfer follows the same pattern as refer and prefer.
Mistake #3: Assuming All Words Behave the Same
Not every verb doubles its final consonant before -ing.
For example:
- Open → Opening
- Visit → Visiting
However:
- Transfer → Transferring
Mistake #4: Ignoring Spell Check Suggestions
Most writing tools correctly identify transfering as a misspelling.
Memory Trick to Remember Transferring
Here’s an easy trick:
Transfer Needs Another R Before ING
Think:
“Before transferring, add one more R.”
Visualize:
Transfer
↓
Transferr
↓
Transferring
Another Helpful Reminder
Remember:
Refer → Referring
Transfer → Transferring
Both words follow the same double-R pattern.
Related Words That Follow the Same Rule
Many English verbs use this same consonant-doubling rule.
| Base Word | Correct Form |
|---|---|
| Refer | Referring |
| Prefer | Preferring |
| Transfer | Transferring |
| Confer | Conferring |
| Infer | Inferring |
Learning these patterns makes spelling much easier.
Why Do People Misspell Transferring?
Several factors contribute to the confusion.
Complex Grammar Rules
English consonant-doubling rules aren’t always obvious.
Fast Typing
Writers often forget the second r when typing quickly.
Pronunciation Doesn’t Highlight the Difference
The extra r isn’t strongly noticeable when spoken.
Similar Words
Some verbs don’t double their final consonants, leading to uncertainty about which rule applies.
Fortunately, understanding the stress pattern makes the correct spelling easier to remember.
Synonyms for Transfer
Depending on context, alternatives include:
- Move
- Shift
- Relocate
- Convey
- Transport
- Deliver
- Reassign
- Migrate
- Send
- Transition
Examples
- Transfer funds.
- Move funds.
- Transfer files.
- Migrate files.
These synonyms can add variety to your writing.
American vs British English
There is no difference between American and British English regarding this spelling.
Both varieties use:
✅ Transferring
Both consider:
❌ Transfering
to be incorrect.
Whether you’re writing for a US, UK, Canadian, Australian, or international audience, transferring is the correct spelling.
FAQs About Transferring vs Transfering
Is transfering ever correct?
No. Transfering is not considered correct in standard English.
What is the correct spelling?
Transferring is the correct spelling.
Why does transferring have two r’s?
Because transfer follows the consonant-doubling rule before adding -ing.
What does transferring mean?
It means moving, shifting, relocating, sending, or changing something from one place to another.
Is transferring a verb?
It is the present participle and gerund form of the verb transfer.
Does British English spell it differently?
No. Both British and American English use transferring.
What is the past tense of transfer?
The past tense is transferred, which also uses a double r.
How can I remember the correct spelling?
Remember: Transfer + double R + ing = Transferring.
Final Summary
When comparing transferring vs transfering, the correct spelling is transferring. The word comes from the verb transfer, and English grammar requires doubling the final r before adding -ing because the stress falls on the final syllable. As a result, transferring is the only standard spelling accepted in formal and informal writing.
Although transfering is a common mistake, it’s easy to avoid once you understand the rule. Whether you’re transferring money, files, schools, ownership, or responsibilities, always use transferring with two r letters.
Actionable Takeaway
Whenever you write this word, remember:
Transfer → Transferring
Add an extra r before -ing.
✅ Transferring
❌ Transfering
Following this simple rule will help you avoid a common spelling mistake and make your writing more accurate and professional.

Bret Lee writes educational and research-based content for Whygenix.com, focused on clarity, accuracy, and explaining why concepts matter through simple, engaging, reader-friendly writing.